Compare Construction Contractors Insurance
Do you own a construction business? Is your business protected by the right insurance policy? Construction contractor work can be hazardous. There’s no getting around it. You just never know what the day will hold, especially in a business that’s filled with all types of risks.
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Why get the right insurance cover?
It’s a fact that injuries can happen, as well as damage to property and more. This is why your construction business needs to be protected by construction contractor insurance.
What would happen if a heavy tool was dropped from up high and hit a car, damaging the hood? Or what if tools left on the ground caused someone to trip and fall? The result could be expensive compensation claims and legal fees. These can be extremely expensive. Can your business cover these expenses out of pocket? If not, then you should consider investing in construction contractor insurance.
Save yourself time and money. Compare Construction Contractors Insurance today
Construction Contractors Insurance FAQs
What Type of Insurance Do I Need for my Construction Contractor Business?
There are several types of insurance coverage you may want to consider for your business, including the following.
1). Employer’s Liability Insurance
Employer’s liability insurance protects you from claims made by employees who are injured, become sick, or die on the job.
If you have one or more employees, then you’re legally required to have employer’s liability insurance.
2). Public Liability Insurance
Public liability insurance protects you and your business against claims made by third parties who are injured or whose property is damaged due to your business operations.
3). Tools Insurance
Tools insurance protects your tools if they are lost, stolen, or damaged. This coverage usually includes:
- Tools used to do the work of your profession.
- Theft of tools
- Damage of tools (accidental damage, flood damage, fire damage)
4). Hired-in Plant Insurance
Hired-in plant insurance protects equipment from theft, loss, or damage. It generally includes:
- Accidental damage to plant you’ve hired from a third party.
- Loss or damage to hired-in plant equipment.
- Legal liability for loss/damage to hired-in plant equipment.
- Ongoing hiring charges
5). Contract Works Insurance
Contract works insurance protects your work in case it becomes destroyed, delayed, or disrupted. This type of coverage generally includes:
- Works in progress (both commercial and domestic sites)
- Damage/theft of tools and equipment left on site.
6). Professional Indemnity Insurance
Professional indemnity insurance covers mistakes that may arise in your work, as well as services that did not meet the client’s standards. This type of coverage generally includes:
- Claims for professional negligence that causes your client to suffer financial loss.
- Advice you’ve given that turns out to be incorrect.
Do I Need Employer’s Liability Insurance for One Employee?
What if I Have No Employees? Do I Still Need Employer’s Liability Insurance?
I’m Self-Employed, Do I Need Employer’s Liability Insurance?
Do I Need Employer’s Liability Insurance for a Limited Company?
Do I Need Insurance for Temporary Workers?
Do I Need Employer’s Insurance for Subcontractors?
Do I Need Employer’s Liability Insurance for Volunteers?
Why compare with My Business Comparison?
As you can see, your construction contractor business faces a wide range of risks. Accidents happen in just a heartbeat. Are you and your business protected in case of a claim and legal expenses resulting from the unexpected?
We’ve made our site easy to use. In just a matter of moments, you can have several quotes and policies from several insurance providers to review. No time wasted researching and making phone calls. You can do an insurance comparison right here on our site!
If you have questions about the right insurance policy for your construction contractor business, then contact us today! We’re looking forward to talking with you!
What our customers say about us
Our support does not end with the purchase of your cover. We are here to support you when you need us.
If you have questions or would like to update, or renew your policy, all you have to do is contact us. We will also help if you need to make a claim.
Jason Mitchell
Very easy & uncomplicated online comparison, easy & very competitive prices for fully comprehensive insurance for our gas business, very fast delivery of email confirmation of your policy, very efficient indeed you must try these for a smooth, quote and buy transaction, no more being bombarded with telephone calls from brokers.
Andy Harrow MD
Easy and simple form to complete, step by step, then gave me a number quotes from a number of insurers, then allowed me to purchased there and then, covered and an email sent straight away with my policy documents, Thanks again, highly recommended. Andy
Marshall & Sons
My renewal was due to expired so I used Mybusinesscomparison's quote and buy service. This made the whole process painless.
I recommend this company for quality service and confidence you are properly insured.