Compare Plasterers Insurance

As a plasterer, you know accidents can happen. Plasterers Insurance can protect you and your business in case of damage or injuries to clients’ or third parties caused by your company’s operations. Plasterers insurance can protect you from these types of on-the-job risks.

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Why do I need insurance cover?

Claims that result from accidents and injuries can be extremely expensive. What would happen if your company has to deal with such claims? Can you and the business afford to pay for these claims directly from the business budget? This is where plasterers insurance protects your company. 

This type of policy can protect you from claims relating to injury, fires, mistakes, and more. Consider the possibility of a client or third party walking under your ladder. They’re injured when you accidentally drop a tool.

Or consider the claims that could result from a fire. It’s possible fires could develop if you’re working on a construction site, for example. All it takes is an electrician to make one small mistake. The result is that the wiring causes a fire to the site or property. Plasterer’s insurance can protect you in this instance, too. 

These aren’t the only types of claims your policy can protect you and your business from. 

Plasterers Insurance
Plasterers Insurance

What Types of Policies are Available for Plasterers? 

There are a wide variety of insurance policies available for plasterers; however, you may want to focus on these two: 

Public liability insurance: this is a type of insurance coverage that protects you from claims from clients and third parties. It covers injuries and damage to property. 

Employee liability insurance: if your business has employees, then you’re legally required to have this type of policy. It covers injury and illness that may arise from employees on the job. 

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Plasterers Insurance FAQs

Do I Really Need Plasterers Insurance?

While this type of coverage isn’t legally required, think about what would happen if you and your company were hit by a large claim. Could you pay for it from business expenses? If not, then you need to have plasterers insurance. 

What Level of Plasterers Insurance Do I Need?

Standard insurance packages usually offer levels of £1 million all the way up to £10 million. You’ll need to consider the types of jobs you perform, as well as the types of risks you face on the job.

How Much Does Plasterers Insurance Cost?

This depends on the level of coverage you choose, the size of your excess, and the size of your business, as well as the type of buildings you work on. 

Am I Required to Have Employer’s Liability Insurance for One Employee?

Yes, you’re legally required to have employer’s liability insurance for one or more employees. The legally required minimum level of coverage is £5 million. 

I Don’t Have Any Employees, Do I Still Need Employer’s Liability Insurance?

If you have no employees, you may not be required to have this type of coverage. However, if you hire subcontractors, voluntary or casual workers, then you should definitely consider investing in employer’s liability insurance. 

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Our support does not end with the purchase of your cover. We are here to support you when you need us.

If you have questions or would like to update, or renew your policy, all you have to do is contact us. We will also help if you need to make a claim.

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