Compare Shop Fitters Insurance
As a shopfitter, you face risks every day that could result in legal action and compensation claims. Claims of this nature are extremely expensive. And when you factor in the legal expenses, the financial burden your company could face is enormous. This is where shop fitter’s insurance comes in; it can you and your company from financial ruin.
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Why Do I Need Shop Fitter’s Insurance?
What would happen if you or an employee caused an accident that resulted in injury or property damage? Could your business afford to pay the compensation and legal expenses directly?
If not, then you should consider purchasing shop fitters’ insurance. Then you’ll have peace of mind knowing you and your business are protected, even when accidents happen.
Save yourself time and money. Compare Shop Fitters Insurance today
Shop Fitters Insurance FAQs
What Types of Insurance Does a Shop Fitter Business Need?
That really depends on certain aspects of your business. Each business is unique and has different requirements when it comes to insurance policies. Even so, most businesses can benefit from the following policies.
1). Public Liability Insurance
Public liability insurance protects you from claims made by third parties who have been injured or whose property has been damaged due to your business operations. This type of coverage may also include products liability insurance, which protects you against claims that arise from the sale or supply of a product.
2). Employer’s Liability Insurance
Employer’s liability insurance protects you and your business from claims made by employees who have been hurt, become ill, or die on the job.
If you have one or more employees, then you’re legally required to have employer’s liability insurance.
3). Tools & Equipment Insurance
Your tools are the heart of your business. What would happen if they were lost? Would your business be able to replace them? If not, then this is where tools insurance can protect your business.
This type of policy protects the tools needed for your profession against:
4). Contract Works
Contract works insurance protects your work in case it becomes destroyed, delayed, or disrupted. This type of coverage generally includes:
- Works in progress (both commercial and domestic sites)
- Damage/theft of tools and equipment left on site.
5). Hired-in Plant Insurance
Hired-in plant insurance protects equipment from theft, loss, or damage. It generally includes:
- Accidental damage to plant you’ve hired from a third party.
- Loss or damage to hired-in plant equipment.
- Legal liability for loss/damage to hired-in plant equipment.
- Ongoing hiring charges
6). Professional Indemnity Insurance
Professional indemnity insurance covers mistakes that may arise in your work, as well as services that did not meet the client’s standards. This type of coverage generally includes:
- Claims for professional negligence that causes your client to suffer financial loss.
- Advice you’ve given that turns out to be incorrect.
Choosing an insurance policy for your business has never been easier. If you have any questions about how to use our site or how to choose the right policy for your shopfitter business, then contact us today! We’re looking forward to working with you!
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What our customers say about us
Our support does not end with the purchase of your cover. We are here to support you when you need us.
If you have questions or would like to update, or renew your policy, all you have to do is contact us. We will also help if you need to make a claim.
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Andy Harrow MD
Easy and simple form to complete, step by step, then gave me a number quotes from a number of insurers, then allowed me to purchased there and then, covered and an email sent straight away with my policy documents, Thanks again, highly recommended. Andy
Marshall & Sons
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