Compare Handyman Insurance

As a handyman (or handywoman), provide a number of services each day. You may be hanging up a shelf on one job, or installing a door, and so on. Each job comes with its own risks and it’s a fact that accidents happen when you least expect them. Unexpected accidents, without insurance coverage, can cause you to lose your business.

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Why Do I Need Handyman Insurance? 

Working on a client’s home is risky. It’s easy to cause some damage, a serious injury (to your client or yourself), or even make a mistake. What happens if you happen to drill through the wrong pipe, and end up flooding your client’s home? 

In this example, the common course is for the homeowner to request compensation. Rather you or your business paying compensation directly out of pocket, an insurance policy will take care of this for you. Your business won’t be in danger of going under due to paying compensation, and more. 

Handyman Insurance
Handyman Insurance

Why do I need handyman public liability insurance? 

No matter what type of work you’re doing—from something as simple as adding a screw to hanging a door, something can go wrong. Accidents happen that involve clients and their property. This is what public liability insurance is meant to cover. 

Liability insurance means you won’t have to pay for damage or compensation in the event of something going wrong. Instead, the insurance will take over and pay these expenses. 

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Handyman Insurance FAQs

What is Handyman Insurance?

This is a type of insurance meant for people who work as a handyman. A handyman is someone who does residential home repairs or even small home renovations. Insurance coverage protects you and your business every time you’re on the job. 

Types of Handyman Insurance Coverage

There are several types of handyman insurance that are recommended. You can pick and choose those policies that are the best fit for your company, which means you only pay for the policies you need. 

Handyman Public Liability Insurance

This type of coverage is essential if you’re a handyman. It protects third parties and their property from injury or damage that results from your business operations. Remember the example of drilling through the wrong pipe and accidentally flooding the client’s home? Handyman public liability insurance would cover a problem like this. 

Public liability insurance can cover repairs and medical costs, as well as legal expenses. 

Handyman Employer’s Liability Insurance

If you have one or more employees, then you’re legally required to have employer’s liability insurance. This is to ensure employees are protected against becoming ill or suffering an accident while on the job. 

Handyman Personal Accident Insurance 

If you’re self-employed, then this coverage can help if you’re injured or become sick on the job. What would happen if you were unable to work? There would be no money coming in and your business could end. Just like that. 

However, handyman personal accident coverage ensure you have an income when you’re recovering, until you can get back to work. You won’t have to worry about living expenses or the bills, knowing these will be paid with the money from your personal accident cover. That means you can have peace of mind as you recover. 

Handyman Tool Coverage

Your tools are a necessity for the daily operation of your business. What would happen if they were damaged? Could you afford to replace them out of pocket? 

Handyman tool insurance is meant to provide protection for all of your tools, including hand and power tools. This type of policy protects tools against accident damage, theft, and loss. 

How much does handyman insurance cost?

Handyman insurance isn’t as expensive as other types of coverage; however, your premium will be based on a number of factors. These include the location and size of your business, the amount of coverage you require, and more. 

Remember that the higher your level of coverage, the higher your premium will be. 

Can I just cover my most expensive tools?

It’s usually best to insure all of your tools, unless there are some you can afford to pay for if they need to be replaced. 

Comprehensive Handyman Insurance Coverage

You have the knowledge and skills to do a wide range of work for clients. Plus, you work in a wide variety of locations and situations. This is what makes handyman insurance protection key to your business. 

We know it’s not easy to take time out of your busy life to find the right insurance at the right price. That’s why we created this site. We’ve made it easy to receive quotes from several trusted insurance providers, who partner with us to offer only the best types of coverage for handymen. 

All you need to do on the site is fill in a few of your details, then wait for our insurance partners to send back quotes for their products. You can choose from a wide range of insurers and insurance products all in one space! Within moments you can have a new insurance policy that protects you and your business. 

If you have questions, or aren’t sure which policies are right for your business, then contact us today! We’re looking forward to helping you find the right insurance protection, at the right price. You’ll only pay for the insurance coverage you need and nothing more. 

 

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Our support does not end with the purchase of your cover. We are here to support you when you need us.

If you have questions or would like to update, or renew your policy, all you have to do is contact us. We will also help if you need to make a claim.

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