Compare Dry Cleaner Insurance

Running a dry-cleaning business comes with a wide range of risks. For this reason, it’s imperative to find the right type of insurance cover to protect you and your business. You’ll need to consider coverage for customers, employees, suppliers, your business premises, and more. 

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Finding the right dry cleaning insurance

We understand each dry-cleaning business is unique. For this reason, we make it easy to find the right type of insurance coverage in one place.

It’s easy to get a quote for the best coverage for your business right here, in one place. You don’t have to waste time pouring over insurance websites or making phone calls. Instead, you can find the coverage you need right here.

Dry Cleaner Insurance
Dry Cleaner Insurance

Why Do I Need Dry Cleaners Insurance? 

A dry-cleaning business faces all types of risks from employees, customers, suppliers, and even the premises. Dry cleaning insurance can protect each aspect of your business. 

This type of insurance cover protects your business from a wide range of risks, including fire, accidental damage to clothing, theft, and more. 

With so many risks, you want to make sure the business is protected by the right dry cleaners’ insurance. Accidents happen; with the right protection, you’ll be ready for the unexpected when it happens. 

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Dry Cleaner Insurance FAQs

Do I Need Employer’s Liability Insurance for One Employee?
Yes, this is the law. You are required to have employer’s liability insurance for one or more employees, with a minimum of £5 million.
What if I Have No Employees? Do I Still Need Employer’s Liability Insurance?
If you have no employees, then you may not be required to have employer’s liability insurance however if your subcontract, hire voluntary or casual labour you should consider employers liability insurance.
Dry Cleaners Insurance Policies

Here are some dry cleaner insurance policies you may want to consider for your business. 

1). Public Liability Insurance for Dry Cleaners

Public liability insurance is an important type of dry cleaners’ insurance you may need. This type of policy protects you and your business against accidental injury to third parties or damage to their property. This will cover customers and suppliers who visit your business. 

What would happen if a customer or supplier fell on your property? The result could be a large claim and expensive legal fees. If your business can’t cover these expenses out of pocket, then you need to have public liability coverage. 

2). Employer’s Liability

Do you have one or more employees? Then you’re legally required to have employer’s liability insurance. This type of policy protects you in case an employee becomes ill, injured, or dies while working at your dry-cleaning shop. 

3). Stock & Contents Insurance

Dry cleaning equipment is expensive. What happens if it’s damaged? This is where stock and contents insurance can protect your equipment against the unexpected. 

4). Commercial Legal Expenses

Commercial legal expenses can also be added to your dry cleaners’ insurance. This policy helps protect against employment disputes and compensation. It also offers protection against tax and VAT disputes and covers you if your employees or business partners are required to do jury service. 

5). Business Interruption Protection

Business interruption protection keeps your business going in case anything happens to your business. This type of policy protects against theft, flood, and more. It can cover loss of profits, staff wages, fixed expenses, etc. until your business is back up and running again. 

If you have questions about our dry cleaners’ insurance or would like more information on how to use our site, then reach out and contact us today! We’re looking forward to working with you!

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Our support does not end with the purchase of your cover. We are here to support you when you need us.

If you have questions or would like to update, or renew your policy, all you have to do is contact us. We will also help if you need to make a claim.

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