Compare Solar Panel Installation Insurance
You work to install solar panels, which offers clients a green energy option they wouldn’t otherwise have. Renewable energy is the future when it comes to climate control. While the work you do is important, what would happen if a panel slid off the room and landed on someone? Another possibility is that the panel could damage an expensive car. Would your company be able to foot the bill for these types of claims?
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Public Liability Coverage for Solar Panel Installers
Solar panel installers insurance protects you and your business from issues that could happen due to installing solar panels. These are major issues that could cause a huge financial drain on you and your business. This is why public liability insurance for solar panel installers is so important.
Public liability insurance protects you and your company against claims made by third parties. It covers, illness, death, or disease that may result from your business operations. This type of coverage also pays for damage to third party property, as well as legal expenses.
Standard limits of this type of indemnity insurance start at £1 million and go up to £10 million.
What if I Don’t Have Employees? Do I Still Need Employer’s Liability Insurance?
If you have no employees, then you may not be required to have this type of insurance.
However, if you have subcontractors, voluntary or casual workers, then it’s a good idea to have employer’s liability insurance.
This will cover anyone working for you in case they’re injured or become ill on the job.
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Solar Panel Installation Insurance FAQs
Do I Need Employer’s Liability Insurance as a Solar Panel Installer?
If you have one or more employees, then yes, you’ll need this type of coverage. Employer’s liability insurance is legally required, and it must meet the minimum level of coverage, which is £5 million.
Do I Need Employer’s Liability Insurance for a Limited Company?
Yes, if you have a limited company and one or more employees, or if you have more than one director, then you’ll need this type of coverage.
You’ll also need employer’s liability insurance if you employ family members and your company is incorporated.
If I’m Self-Employed, Do I Need Employer’s Liability Insurance?
No, you may not need to have employer’s liability insurance in this case. However, you may need this type of insurance if a client requires you to have it in order to work on a project.
Do I Need Employer’s Liability Insurance for a Limited Company?
Yes, if you have a limited company and one or more employees, or if you have more than one director, then you’ll need this type of coverage.
You’ll also need employer’s liability insurance if you employ family members and your company is incorporated.
Do I Need Insurance to Cover Temporary Workers?
The answer is yes, if you have short-term or casual workers, then you may be required to have employer’s liability insurance.
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